ABOUT US

My name is Nicole Brazil and I am a CCA Board-Certified Credit Specialist and the founder of Credit With Nicole. I started this business after seeing how many hardworking people were denied opportunities simply because they were never taught how credit really works. Through my own journey and professional training, I learned that credit repair doesn’t have to be confusing, expensive, or dependent on someone else doing the work for you. Credit With Nicole was created to educate, empower, and equip individuals with the tools they need to repair and rebuild their credit from home. I specialize in teaching step-by-step, do-it-yourself credit strategies, including collection removals, bankruptcy recovery, and credit optimization. My mission is to help men and women take control of their financial future with knowledge, confidence, and proven methods. At Credit With Nicole, education is power, and better credit is the gateway to better opportunities.

View Services

CUSTOMER REVIEWS

1 3

WE REBUILD CONFIDENCE, TOGETHER

Got Questions? We've Got Credit Answers!

How long does credit repair take?

Credit repair timelines vary, but most clients begin seeing improvements within 30–90 days, with significant results typically occurring over 3–6 months, depending on your credit history, consistency, and the accuracy of items being challenged.

Can you guarantee a higher credit score?

No—higher credit scores can’t be guaranteed.

Credit repair works by disputing inaccurate, outdated, or unverifiable information, but score changes depend on your unique credit profile, creditor responses, and personal financial behavior. What can be guaranteed is a legal, ethical process and guidance to help you achieve the best possible outcome.

What makes your service different?

We don’t just dispute accounts—we teach you how credit really works. Our step-by-step methods focus on accuracy, compliance, and long-term results, empowering you to take control of your credit with confidence. No gimmicks, no false promises—just education, strategy, and proven systems you can use for life.

How do I start?

Simply schedule a consultation or select a service package. Once completed, detailed instructions and next steps will be sent to you via email to guide you through the process smoothly and professionally.